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Terms and conditions apply. Subject to status.
We also offer 
Pay in 3 Find out more
Enjoy it now, pay over time
Credit options on thousands of products
Get the product you really want
Make multiple purchases up to your credit limit
Complete a short form and get approval straight away
Log into your PayPal account to manage payments or check your balance
A name you can trust
23.9% APR (variable)
23.9% p.a (variable)
£1,200
| Term | Representative APR | Payments per month | Total payable |
|---|---|---|---|
| 36 months (over £499) | 14.9% APR | £17.09 | £614.93 |
| 24 months (over £199) | 14.9% APR | £24.00 | £575.98 |
| 12 months (over £99) | 14.9% APR | £44.89 | £538.64 |
| 6 months (over £99) | 14.9% APR | £86.77 | £520.57 |
| 4 months (over £99) | 0% APR | min monthly payment | £500 |
Any remaining balance due after the promotional period or any transactions under £99 will be charged interest at the standard variable rate. In order to maintain the 0% offer, you need to keep up monthly repayments and stay within your credit limit. Credit subject to status. Terms and conditions apply. UK residents only. PayPal Credit and PayPal Pay in 3 are trading names of PayPal UK Ltd, Whittaker House, Whittaker Avenue, Richmond-Upon-Thames, Surrey, United Kingdom, TW9 1EH. Buy It Direct Ltd acts as a broker and offers credit from PayPal Credit.
Buy It Direct are registered with the Financial Conduct Authority as a credit broker, the FCA registration reference is 717700. For more information please visit https://www.fca.org.uk/.
For more information on PayPal Credit, please visit PayPal's FAQs page here.
Add any product over £99 to your basket
Select Paypal Credit at checkout
Complete the application via PayPal and get an instant decision.
Available for purchases of £30 to £2000. No sign-up fees or late fees.
Choose PayPal at checkout to pay later with Pay in 3.
Apply for Pay in 3 and get a decision instantly
Make 1st payment (Remaining payments are taken automatically)
PayPal Pay in 3: PayPal Pay in 3 is not regulated by the Financial Conduct Authority. Pay in 3 eligibility is subject to status and approval. UK residents only. Pay in 3 is a form of credit, may not be suitable for everyone and use may affect your credit score. See product terms for more details.
For more information on PayPal Pay in 3, please visit PayPal's FAQs page here.
PayPal Credit is like a credit card, without the plastic. It's a credit limit that's attached to your PayPal account which you can use for your online purchases.
Return your appliance to us and once the return is accepted, you’ll be refunded directly to your PayPal Credit account.
Yes, but if you don't have a PayPal account, you can easily create one. When you sign up PayPal Credit, you’ll be asked to either sign into your PayPal account, or sign up for one. Signing up for a PayPal account is free and easy; all you need to do is provide your email address, create a password and accept our User Agreement.
If you already have PayPal Credit, you can take advantage of our offers without having to reapply as long as you have enough available credit limit. Just select one of the available instalment offers and check out with PayPal Credit.
Log in to your PayPal account to manage payments or check your balance.
For more information on PayPal, please visit PayPal's FAQs page here.
